Kifayah Strategy of Stocks

A comprehensive portfolio management solution for Individuals, Companies and Retirement Funds for investments in Shariah Compliant shares. We have worked out appropriate strategies which focus on maximising returns and managing risks to provide competitive returns to the clients. Therefore, if you would like to enhance your returns in stocks and are not sure which portfolio would be best, we can help.

Our team will work with you to make an Investment Policy Statement (IPS) considering your individual needs. From the discussions, we help our clients set up an investment objective and allocate amounts for investments in shares. Make us a partner in your investment journey and we will collectively strive to achieve your investment goals.

Historically, tracing back to 15 years, investment in KSE-100 index has provided a return of ~15% annually. This is the normal or intrinsic return of the equity market, primarily based on growth and inflation. These returns however come with extreme volatility with long periods of gaining years followed by some loss-making periods. With Kifayah Strategy of Stocks (SoS), we invest and actively manage a diversified portfolio of high growth companies selected from PSX-KMI All Shares Index targeted to earn higher capital gains, and these stocks qualify for selection after passing through a set of criteria. This is a strategy to invest in companies with above average growth potential, at attractive prices.

Our Benchmark

Our benchmark is the KMI-30 Index consisting of top thirty companies that have been screened for Islamic Shariah criteria. Our universe largely consists of a refined combination of Shariah compliant scrips from the KSE-100 Index and the PSX KMI All Shares Index.

Fiscal Year	KMI-30 Index (Points)	KMI-30 Returns	Kifayah SoS Returns
FY17	78,598	18.8%	29.8% (Testing)
FY18	71,060	-9.6%	1.8% (Testing)
FY19	54,119	-23.8%	7.3% (Testing)
Jul-19 to May-20	55,172	1.9%	16.8% (Testing)
Jun-20	54,995	-0.3%	0.4% (Actual)
CAGR (4 years)		-4.5%	13.5%

Historically, tracing back to 15 years, investment in KSE-100 index has provided a return of ~15% annually. This is the normal or intrinsic return of the equity market, primarily based on growth and inflation. These returns however come with extreme volatility with long periods of gaining years followed by some loss-making periods.

With Kifayah Strategy of Dividend Stocks (SoDS), we invest and actively manage a diversified portfolio of high dividend yielding stocks selected from PSX-KMI All Shares Index targeted to earn higher and regular dividend gains. This strategy is suitable for investors looking for a regular stream of cash flows through dividend income, and partial capital growth with lower risk as compared with the market.